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The credit crunch
Over the years mortgage providers in the US and many European countries have been lending money to large numbers of high-risk borrowers without realistically assessing the increased risk and...
Money vouchers
Vouchers are a great way to save money when you shop online. Sometimes known as promotional codes, e-vouchers or discount codes, they are simply special codes which will give you a discount off the...
Managing your money
If you are facing a financial problem or crisis one of the first things to consider is whether you are receiving all of the money to which you are entitled. Your income may come from a number of...
Loans
Loans are taken out by many people to help them manage the cost of major expenses for which it has been difficult to save. It is almost always cheaper to use your savings for large purchases rather...
Credit rating
If you apply for credit it is likely that a prospective lender will want to confirm that the risk of lending to you is acceptable. As part of the process of confirming the loan, lenders will usually...
Coping with a financial crisis
A financial crisis is a situation where action is needed to prevent undesirable consequences. The most common financial crises will arise from a build-up of arrears of rent, mortgage, council tax or...