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Individual voluntary arrangements
An Individual voluntary arrangement (IVA) can help you to avoid some of the disadvantages of bankruptcy. An IVA is a legal agreement with creditors (usually non-priority creditors) to repay your...
Household budgeting
Effective household budgeting depends on finding a balance between your income and expenditure. Where expenditure exceeds income, particularly on a regular basis, you are facing a potential problem....
Bankruptcy
Bankruptcy is one of a number of options available to resolve a debt problem. It is an option that is available to both the person in debt and to the creditor. Once you have been made bankrupt, you...
Bankruptcy – Scotland
Bankruptcy is one of a number of options available to resolve a debt problem. It is an option that is available to both the person in debt and to the creditor. Once you have been made bankrupt, you...
The credit crunch
Over the years mortgage providers in the US and many European countries have been lending money to large numbers of high-risk borrowers without realistically assessing the increased risk and...
Money vouchers
Vouchers are a great way to save money when you shop online. Sometimes known as promotional codes, e-vouchers or discount codes, they are simply special codes which will give you a discount off the...