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Lost or dormant bank accounts
Accounts are considered to be dormant when contact with the owner has been lost. People lose touch with their money for many reasons. It can be as a result of a name change after marriage or...
Inheritance tax
Not everyone pays inheritance tax. It is only due if your estate, which is defined as everything an individual owns either outright or has a share in, minus any liabilities – is valued over the...
Income tax allowances
Income Tax is a tax on income. Not all income is taxable, and you’re only taxed on ‘taxable income’ above a certain level. Even then, there are other reliefs and allowances that can reduce your...
Identity theft
Your identity and personal information are valuable. Once criminals have your personal details they can use them to open bank accounts, get credit cards, loans, state benefits and documents such as...
Giving to charity
Human beings have an inbuilt survival instinct which means we will normally do our best to protect ourselves and our loved ones from harm or danger. Although this instinct could lead to purely...
Capital gains tax
Capital Gains Tax (CGT) is a tax on the profit or gain you make when you sell or ‘dispose of’ an asset. You usually dispose of an asset when you cease to own it – for example if you: sell it give it...